Although you do not have to purchase Michigan title insurance if you are purchasing a home, mortgage lenders will usually require it. Regardless, obtaining a Michigan title insurance policy can give you peace of mind and protection. This policy is one-time only, paid when you transfer ownership of the property. Once you have it, you … Read more
Basically, debts and obligations are responsibilities that you owe to someone else. These are usually in the form of contracts and agreements. The Financial Obligation Ratio (FOR) is a good benchmark for household budgeting. However, there are other important metrics that determine your ability to pay your obligations. Here are some ways to determine your … Read more
An owner’s policy of title insurance protects you against potential liability if there are any problems with a property. The policy is usually paid once and is good for the life of the mortgage. Although it isn’t required, it is wise to protect your investment. It can be difficult to know which issues you should … Read more
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