Debts and Obligations – What Are They?

Michigan Title Insurance

Basically, debts and obligations are responsibilities that you owe to someone else. These are usually in the form of contracts and agreements. The Financial Obligation Ratio (FOR) is a good benchmark for household budgeting. However, there are other important metrics that determine your ability to pay your obligations. Here are some ways to determine your … Read more

Protect Yourself With Land Title Insurance

Detroit Michigan

In addition to property taxes, Land Title Insurance protects property owners from legal liability in the event of a lawsuit. In most cases, you will pay only a single premium, which is easy to afford and can be useful for those who don’t have much money to spend on insurance. The cost of purchasing Land … Read more

What You Should Know About Title Insurance

What is Title Insurance

An owner’s policy of title insurance protects you against potential liability if there are any problems with a property. The policy is usually paid once and is good for the life of the mortgage. Although it isn’t required, it is wise to protect your investment. It can be difficult to know which issues you should … Read more

Vigilant During These Times

Today I interviewed a lady for a position in my law firm who informed me that she recently lost 47 friends and relatives to Covid-19 including her husband of 32 years and brother – buried 2 weeks ago. The youngest was age 4 and the oldest was age 86.  She also was infected and hospitalized … Read more

Purchase Agreements Information

Please be on notice that purchase agreements drafted by real estate brokers contain enforceable provisions that are not desired by purchasers. Namely, time limitations to bring a lawsuit against the seller and or the broker no later than 6 months after the closing and full release of broker’s responsibility to honor fiduciary duties. For example … Read more

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